In earlier times the marketing manager of an athletic team would project sales, the engineering and production staffs would determine the assets necessary to meet those demands, and the financial manager’s job was simply to raise the money needed to purchase the required plant, equipment and inventories. That situation no longer exists. Decisions are now made in a much more coordinated manner, and the financial manager generally has direct res (more…)

Commercial development finance is obviously a funding for development of commercial properties. What is not obvious is if it is particular with large scale projects or small scale projects. In essence the fund can be used for both; although in most cases it relates to large scale projects. The commercial development finance can be used basically for site acqu (more…)

By devoting extra caution and time, commercial borrowers can avoid serious business opportunity investment financing mistakes. The most obvious benefit will be to reduce the potential for critical commercial loan problems, both now and throughout the life of the business financing terms arranged.

A key factor that distinguishes business opportunity financing from other forms of business financing is the lack of commercial prop (more…)

Unquestionably real estate is a big money business. If you are a quick turn real estate entrepreneur determined to be in the game for the long haul, it should not involve your money, however. Understanding financing is an important part of playing the game of real estate well and of designing an enduring business.

The most commonly conceived mode of real estate financing is conventional. This typically means a 30 year mortgag (more…)

The push pull of economic progress over the past several months has been interesting.  Some see an end to the economic crisis – the start of a new up cycle. Others see it as relief rally indicating that we are no longer imminently falling into an abyss like we appeared to be doing in the 4th quarter of 2008.  I think it says a lot about how bad things are when we can say the current economic events are bullish.

The rate of unemploym (more…)